{"id":171594,"date":"2023-11-02T08:48:02","date_gmt":"2023-11-02T11:48:02","guid":{"rendered":"https:\/\/www.informelitoral.com.ar\/?p=171594"},"modified":"2023-11-02T08:48:02","modified_gmt":"2023-11-02T11:48:02","slug":"creditos-anses-para-jubilados-cuanto-podran-pedir-tras-el-aumento-de-ingresos","status":"publish","type":"post","link":"https:\/\/informelitoral.com.ar\/creditos-anses-para-jubilados-cuanto-podran-pedir-tras-el-aumento-de-ingresos\/","title":{"rendered":"Cr\u00e9ditos Anses para jubilados: cu\u00e1nto podr\u00e1n pedir tras el aumento de ingresos"},"content":{"rendered":"

Los jubilados y pensionados de Anses tiene la posibilidad de pedir un pr\u00e9stamo desde $5.000 y hasta $400.000 y devolverlo en 24, 36 o 48 cuotas, pero m\u00e1s all\u00e1 del l\u00edmite general, la respuesta a cu\u00e1nto puede pedir cada jubilado, est\u00e1 dada por cu\u00e1nto cobra.
\nEs que, para poder pedir un pr\u00e9stamo de $400.000 el monto a devolver por mes no deber\u00eda superar el 30% de lo que cobra cada jubilado. Por poner un ejemplo, en 24 pagos, con un costo financiero del 36,04%, se deber\u00eda poder abonar una cuota cercana a los $24.000.<\/p>\n

\"\"<\/figure>\n

Es decir que, $80,000, de ingresos ser\u00edan suficientes para alcanzar ese valor. No obstante, hay que tener en cuenta que si un jubilado, tiene muchos compromisos ya asumidos (otros cr\u00e9ditos y dem\u00e1s gastos fijos), se reducir\u00e1 el monto que pueda pedir.<\/p>\n

En este sentido, en noviembre, con la suba del salario m\u00ednimo, tambi\u00e9n deber\u00edan aumentar los haberes jubilatorios, quienes se han retirado tras acumular 30 a\u00f1os o m\u00e1s de aportes efectivos, sin recurrir a moratorias, obtendr\u00e1n un incremento en sus ingresos a partir del 9 de noviembre. As\u00ed percibir\u00e1n un monto adicional de $ 32.260.<\/p>\n

Es que a partir del pr\u00f3ximo mes, el SMVM se elevar\u00e1 de $132,000 a $146,000, lo que generar\u00e1 un impacto en este grupo de jubilados, y les permitir\u00eda pedir tranquilamente el tope del cr\u00e9dito de $400.000.<\/p>\n

\"\"<\/figure>\n
Las condiciones para pedir un cr\u00e9dito de Anses:<\/strong><\/h5>\n

Desde $5.000 hasta $400.000 en 24, 36, \u00f3 48 cuotas.
\nLa cuota no puede exceder el 30% del ingreso mensual.
\nEl cr\u00e9dito se deposita en la cuenta bancaria dentro de los 5 d\u00edas h\u00e1biles.
\nAntes de solicitar tu cr\u00e9dito, vas a poder simular la cuota ingresando en mi ANSES.
\nSi ya ten\u00e9s un cr\u00e9dito y est\u00e1s pagando las cuotas pod\u00e9s consultar el estado ingresando a mi ANSES.<\/p>\n

C\u00f3mo hacer el tr\u00e1mite<\/strong><\/h5>\n

Para tramitar un Cr\u00e9dito ANSES vas a necesitar el \u00faltimo ejemplar de tu DNI.
\nAdem\u00e1s, ten\u00e9s que tener tus datos personales y de contacto actualizados.
\nPod\u00e9s revisarlos en\u00a0mi ANSES\u00a0con CUIL y Clave de la Seguridad Social.
\nSolicit\u00e1 un turno para ser atendido en una de las\u00a0oficinas. SACAR TURNO<\/a><\/p>\n

\"\"<\/figure>\n
\u00bfCu\u00e1ndo vuelven a aumentar las jubilaciones por ley?<\/strong><\/h5>\n

De acuerdo con la Ley de Movilidad, las jubilaciones aumentan cada tres meses, con una f\u00f3rmula que combina por un lado los ingresos de la Anses (en este caso se tiene en cuenta la inflaci\u00f3n), y por el otro, el aumento de los salarios de los trabajadores en activo.<\/p>\n

El \u00faltimo incremento se dio en septiembre y el pr\u00f3ximo tendr\u00eda lugar en diciembre (se anunciar\u00e1 oficialmente en noviembre). Con la inflaci\u00f3n estimada para octubre, noviembre y diciembre, cabr\u00eda esperar al menos una actualizaci\u00f3n del 30%.<\/p>\n","protected":false},"excerpt":{"rendered":"

El cr\u00e9dito tiene un tope de hasta $400.000, pero tambi\u00e9n existe un l\u00edmite que est\u00e1 dado por el 30% del ingreso de cada jubilado. Con mejores ingresos, aumenta el tope personal de cada jubilado.<\/p>\n","protected":false},"author":8,"featured_media":24481,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[1594,7],"tags":[269,553],"class_list":{"0":"post-171594","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-economia","8":"category-nacionales","9":"tag-anses","10":"tag-creditos"},"yoast_head":"Cr\u00e9ditos Anses para jubilados: cu\u00e1nto podr\u00e1n pedir tras el aumento de ingresos - Informe Litoral<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/informelitoral.com.ar\/creditos-anses-para-jubilados-cuanto-podran-pedir-tras-el-aumento-de-ingresos\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr\u00e9ditos Anses para jubilados: cu\u00e1nto podr\u00e1n pedir tras el aumento de ingresos - Informe Litoral\" \/>\n<meta property=\"og:description\" content=\"El cr\u00e9dito tiene un tope de hasta $400.000, pero tambi\u00e9n existe un l\u00edmite que est\u00e1 dado por el 30% del ingreso de cada jubilado. 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